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Unsubsidized Stafford Loans

Unsubsidized Stafford Loans are student loans that may exceed demonstrated financial need, but may not exceed the cost of tuition.

• Students must be enrolled at least 1/2 time (4 units) to receive Stafford loans.
• Annual Limit: Up to $20,500
• Interest Rate: 8.08% fixed
• Repayment: six months after the student drops below 1/2 time or graduates
• To apply, the applicant must have a completed .

Loan eligibility varies from student to student. Please contact the Office of Financial Aid to determine individual eligibility.

Graduate Biblical Counseling Scholarship

Scholarships for the M.A. in Biblical Counseling and D.Min. in Biblical Counseling degrees are provided through the Graduate Studies in Biblical Counseling department directly, not through the Office of Financial Aid. Scholarships are awarded semester by semester. Any active graduate biblical counseling student who wants a scholarship must apply each semester. Because scholarship funds are provided directly from our department they are limited. In this way, scholarship applications are considered on the basis of a combination of academic performance, financial need, and ministry potential. Scholarship applications are due to be submitted by the first day of the semester to which they will apply. Scholarship notifications will be provided by the beginning of the third week of the semester. Since scholarships are not guaranteed, students should plan to fund their education separately.